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<p class="MsoNormal"><span style="color:#1F497D">FYI<o:p></o:p></span></p>
<p class="MsoNormal" align="center" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;text-align:center">
<b><span lang="EN" style="font-size:12.0pt;font-family:"Helvetica","sans-serif"">Backgrounder</span></b><span lang="EN" style="font-size:12.0pt;font-family:"Helvetica","sans-serif""><o:p></o:p></span></p>
<div class="MsoNormal" align="center" style="text-align:center"><span lang="EN" style="font-size:12.0pt;font-family:"Helvetica","sans-serif"">
<hr size="2" width="100%" align="center">
</span></div>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span lang="EN" style="font-size:12.0pt;font-family:"Helvetica","sans-serif"">Third-party administration of Canada Pension Plan and Old Age Security benefits</span></b><span lang="EN" style="font-size:12.0pt;font-family:"Helvetica","sans-serif""><o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span lang="EN" style="font-size:12.0pt;font-family:"Helvetica","sans-serif"">The Government of Canada is committed to reaching the most vulnerable seniors and ensuring they receive
the Canada Pension Plan (CPP) and Old Age Security (OAS) benefits for which they are eligible.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span lang="EN" style="font-size:12.0pt;font-family:"Helvetica","sans-serif"">Non-profit and charitable organizations and municipalities can apply to act as administrators of CPP
and/or OAS benefits for seniors who are homeless, or at imminent risk of being homeless, and who are incapable of managing their own affairs. This will apply only in cases where the Minister of Employment and Social Development is not aware of the existence
of another person or agency already authorized to manage the individual’s financial affairs.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span lang="EN" style="font-size:12.0pt;font-family:"Helvetica","sans-serif"">To find out if an organization or municipality qualifies as a third-party administrator, or to apply
to become one, visit <a href="http://www.servicecanada.gc.ca/eng/audiences/partners/thirdparty.shtml">
<span style="color:#284162">servicecanada.gc.ca</span></a>.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span lang="EN" style="font-size:12.0pt;font-family:"Helvetica","sans-serif"">Canada’s public pensions</span></b><span lang="EN" style="font-size:12.0pt;font-family:"Helvetica","sans-serif""><o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span lang="EN" style="font-size:12.0pt;font-family:"Helvetica","sans-serif"">Canada’s public pensions have played a major role in reducing the incidence of low income among seniors,
from 21.4 percent in 1980 to 5.2 percent in 2011. Canada now has one of the lowest rates of low income among seniors in the world.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span lang="EN" style="font-size:12.0pt;font-family:"Helvetica","sans-serif"">The CPP is a stable, well-designed plan that is portable from province to province and fiscally sustainable
over the long run. The Chief Actuary of Canada has confirmed that the CPP is financially sound and is fully sustainable for generations to come.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span lang="EN" style="font-size:12.0pt;font-family:"Helvetica","sans-serif"">The OAS is funded through general tax revenues and provides a basic monthly income for Canadian seniors.
The GIS and the Allowances provide additional income to low-income pensioners, their spouses or common-law partners, and eligible survivors.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><span lang="EN-US" style="font-size:12.0pt;font-family:"Arial","sans-serif";color:#005A58">Linda O'Neil
<br>
</span></b><i><span lang="EN-US" style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#005A58">Public Education Consultant, B. Journalism
<br>
</span></i><span lang="EN-US" style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#729A00">Canadian Mental Health Association, Ottawa Branch
<br>
Association canadienne pour la santé mentale, Section d'Ottawa <br>
301-1355 rue Bank Street, Ottawa, ON K1H 8K7 <br>
613-737-7791 Ext. 135 Fax: 613-737-7644 <o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-US" style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D"><br>
</span><span lang="EN-US" style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D">Email:
</span><span style="color:#1F497D"><a href="mailto:lsmoore@cmhaottawa.ca"><span lang="EN-US" style="font-size:10.0pt;font-family:"Arial","sans-serif";color:teal">loneil@cmhaottawa.ca</span></a></span><span lang="EN-US" style="font-size:10.0pt;font-family:"Arial","sans-serif";color:teal">
<br>
</span><span lang="EN-US" style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D">Website:
</span><span style="color:#1F497D"><a href="http://www.cmhaottawa.ca/"><span lang="EN-US" style="font-size:10.0pt;font-family:"Arial","sans-serif";color:teal">www.ottawa.cmha.ca</span></a></span><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:teal">
</span><span lang="EN-US" style="font-size:10.0pt;font-family:"Arial","sans-serif";color:teal"><o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-US" style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><img border="0" width="250" height="40" id="Picture_x0020_1" src="cid:image002.jpg@01D03581.DE4FA800" alt="CMHA_ON-Ottawa_BiL_logo_4C_pos_tagline.jpg"></span><span lang="EN-US" style="color:#1F497D"><o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-US" style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><u><span lang="EN-US" style="font-size:7.5pt;font-family:"Arial","sans-serif";color:#1F497D">Confidentiality Message
<o:p></o:p></span></u></b></p>
<p class="MsoNormal"><b><span lang="EN-US" style="font-size:7.5pt;font-family:"Arial","sans-serif";color:#1F497D">This e-mail message is confidential, may be privileged and is intended for the exclusive use of the addressee. Any other person is strictly prohibited
from disclosing, distributing or reproducing it. If the addressee cannot be reached or is unknown to you, please inform the sender by return e-mail immediately and delete this e-mail message and destroy all copies. Thank you.
</span></b><b><span lang="EN-US" style="font-family:"Arial","sans-serif";color:#1F497D"><o:p></o:p></span></b></p>
<p class="MsoNormal"><span lang="EN-US" style="font-family:"Times New Roman","serif";color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><u><span lang="EN-US" style="font-size:7.5pt;font-family:"Arial","sans-serif";color:#1F497D">Use of e-mail
</span></u></b><b><u><span lang="EN-US" style="font-family:"Arial","sans-serif";color:#1F497D"><o:p></o:p></span></u></b></p>
<p class="MsoNormal"><b><span lang="EN-US" style="font-size:7.5pt;font-family:"Arial","sans-serif";color:#1F497D">Our communications to you may contain confidential information. Please advise if you wish us to use a mode of communication other than regular,
unsecured e-mail in our communications with you. </span></b><b><span lang="EN-US" style="color:#1F497D"><o:p></o:p></span></b></p>
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<div class="MsoNormal"><b><span lang="EN-US" style="font-size:7.5pt;font-family:"Arial","sans-serif";color:#1F497D">
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<p class="MsoNormal"><b><u><span lang="FR-CA" style="font-size:7.5pt;font-family:"Arial","sans-serif";color:#1F497D">Avis de confidentialité
</span></u></b><b><u><span lang="FR-CA" style="font-family:"Arial","sans-serif";color:#1F497D"><o:p></o:p></span></u></b></p>
<p class="MsoNormal"><b><span lang="FR-CA" style="font-size:7.5pt;font-family:"Arial","sans-serif";color:#1F497D">Ce message, transmis par courriel, est confidentiel et est à l'usage exclusif du destinataire ci-dessus. Toute autre personne est par les présentes
avisée qu'il lui est strictement interdit de le diffuser, le distribuer ou le reproduire. Si le destinataire ne peut être joint ou vous est inconnu, veuillez informer l'expéditeur par courrier électronique immédiatement et détruire ce message et toute copie
de celui-ci. Merci. </span></b><b><span lang="FR-CA" style="font-family:"Arial","sans-serif";color:#1F497D"><o:p></o:p></span></b></p>
<p class="MsoNormal"><span lang="FR-CA" style="font-family:"Times New Roman","serif";color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><u><span lang="FR-CA" style="font-size:7.5pt;font-family:"Arial","sans-serif";color:#1F497D">Utilisation du courrier électronique
</span></u></b><b><u><span lang="FR-CA" style="font-family:"Arial","sans-serif";color:#1F497D"><o:p></o:p></span></u></b></p>
<p class="MsoNormal"><b><span lang="FR-CA" style="font-size:7.5pt;font-family:"Arial","sans-serif";color:#1F497D">Nos communications avec vous peuvent contenir des renseignements confidentiels. Si vous désirez que nous communiquions avec vous par un autre moyen
de transmission que le courrier électronique ordinaire non sécurisé, veuillez nous en aviser.</span></b><span lang="FR-CA" style="color:#1F497D"><o:p></o:p></span></p>
<p class="MsoNormal"><span lang="FR-CA" style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span lang="FR-CA" style="color:#1F497D"><o:p> </o:p></span></p>
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